Thursday, 31 January 2013
An immigrant story. A devastating crime. A chance to forgive, to love again.
And a woman born in Rio.
Seychelle didn’t see the sniper who picked Nick off at the helm of his yacht, but she knows that there are plenty of people in South Florida who wanted to see the gambling-boat tycoon dead: the Russian mobsters looking for a piece of his casino action, the Indian gamers who resent his competition, and the ecological activists fighting his plans to develop Fort Lauderdale’s waterfront. But it’s Molly whom the cops zero in on. And despite her bitter feelings and against her better judgment, when her back-from-the-blue friend asks for help, Seychelle can’t just weigh anchor and cruise. She’s got to dive in.
What she finds is a money-skimming scam aboard Nick’s flagship gambling boat, Nick’s new trophy wife turned merry rich widow, and Nick and Molly’s teenage son, a scared kid with a big secret . . . and a killer on his trail. Protecting the boy, proving Molly’s innocence, and navigating between squalls of gunfire add up to a tall order as salvage jobs go. But like any good captain, Seychelle will never abandon ship. Even if it means risking her life.
Plug a few numbers into a retirement calculator and presto! You have an accurate answer for how much money you need to retire.
Unfortunately, it doesn’t work that way. The conventional approach used by experts to determine how much money you need to retire is fundamentally flawed. The worst part is you won’t even know it until it’s too late.
This book takes you behind the scientific facade of modern retirement planning to reveal:
• Why most estimates for how much you need to retire are a case of garbage-in garbage-out causing you to either overspend and run out of money or underspend so that you never get to enjoy your savings.
• The 5 critical assumptions that can destroy your financial security. Which one are you making?
• 3 models for estimating how much money you need to retire (your financial planner only knows 1 and it’s not the best).
• How to reduce the amount you need to retire by $300,000–$600,000 or more.
• How to plan for inflation, changes in Social Security, and much more so you don’t run out of money before you run out of life.
• 7 creative ways to spend less while also improving lifestyle.
• 3 strategies to maximize spending today while protecting for the future in case you live longer than expected.
• How Monte Carlo calculators cause a dangerous deception that can leave you broke.
• Explains step-by-step how to accurately calculate the amount of money you need to retire—the very first time you try, simply, and without being a math genius.
• No computer, software, or online calculators necessary—it’s that simple.
In one evening you can know more about how much money you need to retire than your financial adviser. This book is a practical, no-nonsense guide complete with a step-by-step plan that tells you how much money you need to retire with confidence.
No retirement is secure without it.
Here are just a FEW of the recipes I've added to this collection:
- Savory Corn Cakes with Chipotle Cream
- Poblano Chilis Stuffed with Cheese
- Enchiladas with Mole Sauce
- Roasted Vegetable Soup
- Mexican Rice
- Black Bean Quinoa
- Huevos con Chilis Verdes (Eggs with Green Chilis)
- Chichimangas
- Tostadas
- Vegetable Fajitas
- Agua Fresca
- Mexican Chocolate Cake
And SO MANY more! You are just seconds away from making some of the best Mexican food you've ever had! I hope you enjoy these tasty recipes as much as my family and I do.
Despite growing up together in their trendy Beverly Hills neighborhood, three best friends hide dark childhoods. The lives of Kit, Baylee and Quinn have been anything but perfect. Little do they know a stranger is about to unravel long, buried secrets, bringing the past back to life with a vengeance.
Jake Boston is an old family friend and the man Kit has loved since she was a teen. He's fighting his own demons as a suspect in his wife's murder two years earlier. Despite his past, he's determined to win Kit over once and for all. But before that can happen they need to convince the police there's a killer working his way down a list with cold-hearted vengeance in mind.
Forced to delve into Alana's dark past, Jake and Kit uncover a forty-year-old double murder leading them straight to the door of a legal dynasty. Soon they find out just how far the heirs will go to keep the past buried.
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