Orangeberry Newbie #61
Monday, 20nd May 2013
Readers - Please note that listed prices are accurate at the time of posting and are subject to change. Availability and prices may differ from country to country.
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Embrace Loneliness - Gail Billing
Genre - Self Help, Psychology
Rating - G
Price - $5.99
How does your day start? Do you wake energised each morning, welcome the
sunrise and look forward to starting your day and completing interesting tasks?
Or do you wake feeling bleak, alone, unmotivated and unloved? It's the same day you are facing, the same tasks need doing, the same joys are awaiting, the only difference is your thoughts about it.
It’s easy to perceive yourself as being separate and distinct from other people, which can result in a sense of isolation and disconnection, but you don't need to follow the crowd to find happiness and contentment. Buy this new book to change the way you see loneliness forever.
The Missing Musician - Lorena’s Quest
Genre - Mystery
Rating - PG
Price - $0.99
A young musician goes missing and FBI Agent Lorena Styles is on a mission to find out what has happened to this young boy on the verge of stardom. As she sets out to solve this case, she becomes even more intrigued by the agent put in charge of the task force she had originally hand-picked when she thought she would be leading it. Agent Mathison's sudden appearance in her life seems to be connected in some way with her lifelong quest to find a kidnapper from her childhood and Styles is determined to find out what that connection is.
The Snapdragon Murder - Carol Lee
Genre - Cozy Mystery
Rating - PG13
Price - $2.99
Things are great for florist and single mother Doris Daisy. Living the typical life in her sleepy little town of Ashby, she’s finally opened up her dream flower shop, Doris the Florist. She is excited things are going so well… until she learns that her flowers were found in the hands of math teacher Mrs. Naylor at the local High School on the night of the prom.
Suddenly, Doris finds herself in the middle of a murder investigation headed up by handsome William Stephens the town’s detective. What Doris didn’t anticipate was a floral kabloom between her and her nemesis and biggest competitor Camelia Greene, aka Snapdragon, who once supplied the students and the prom with the flower arrangements. That is, until Doris opened up her shop. But here’s the problem: Doris is the main suspect in the murder.
Armed with her good intentions and the business card of handsome Detective Stephens, Doris must find the killer, save the flower shop, and keep from ending up like Mrs. Naylor.
As things heat up on the murder trail, in the flower shop and between Doris and the Detective, it’s a race against time to put the real murderer behind bars and get back to flowers.
Grannies, Guns and Ghost - Madison Johns
Genre - Mystery
Rating - PG13
Price - $3.99
Senior Sleuth
Senior snoop, Agnes Barton, has taken up residence in a Winnebago at a campground in East Tawas, Michigan. It’s not the ideal place for a woman of seventy-two to live, but she’s making do. She had planned to start a detective agency with partner in crime, Eleanor Mason, but a snag with the license has them free wheeling it, not that it matters because they are the ones folks call when dead bodies turn up.
A frantic phone call has Agnes and Eleanor racing to the scene of yet another crime scene. Herman Butler has fallen to his death from a third story window, and the widow, Betty Lou, is beside herself with either grief or competing for the Oscars, and it’s up to Agnes and Eleanor to unravel the mystery, which gets more interesting when a ghost is listed as a possible suspect.
This time around, Agnes and Sheriff Peterson can agree, the widow is nuts, but wait, a few days later the ghost ship, Erie Board of Trades, was spotted off the shores of Lake Huron. Ghost hunters, G.A.S.P., hightail it into town, and East Tawas is overrun with ghost sightings.
Agnes and Eleanor must sort fact from fantasy before another body is found or a curse is realized.
Recession -Proof Retirement - Mark J. Orr
Genre - Business, Investing
Rating - G
Price - $4.99
In thinking about your own retirement, does it seem “more probable” to you that your MONEY will outlive you… or that YOU will outlive your money? In either case, the proven strategies in this book can safely make your savings work much harder.
This book is a must have for people who are already retired or within just a few years of their retirement. If this describes you, please keep reading. But
if you are more than 5 years from retirement, please search for his book “Stress-Free Retirement Planning” on Amazon, which will be more appropriate for you.
“Recession-Proof Retirement” shows retirees how to safely increase your interest income, reduce your income taxes and/or predictably increase your security, wealth and legacy.
A successful retirement is no longer a “slam dunk”. With fewer retirees getting sizable pensions, the lingering effects of the great recession of 2008, a decade of stock market volatility and continuing historically low interest rates, managing finances for a long and prosperous retirement can be tricky for all but the very wealthy.
As a practicing Certified Financial Planner, Mr. Orr likes to start a retirement income discussion with this fact. There have been 23 economic recessions since 1900 and more will follow. They can all adversely & permanently impact a retiree's lifestyle and/or their hopes for leaving a meaningful legacy. On average, one happens about every five years, so you will likely experience 5-7 recessions during your retirement.
Have you recovered from the last two recessions yet? Are you fully prepared for the next one? If not, what are you going to do differently?
Along with the high likelihood of living through more recessions, longevity and inflation are the big demons to beat during retirement. Many retirees have yet to fully consider, plan and invest for these nearly inevitable occurrences.
That could be an awful mistake unless you have more than a $1,000,000 in savings, a large pension that you both can count on… and you don’t rely on
2 Social Security checks each month. What will happen when one of those Social Security checks stops coming in?
The average lifespan of Americans has been rising for many decades and will continue to do so with medical advances. A couple aged 62 today, has a joint life expectancy of age 92 - so at least one of them is likely to live until age 92 or even longer. So we should really plan for a 25-35 year retirement income stream.
However, we can’t forget about inflation risk over the next few decades. Every year, everything that you buy will cost more. At 3% inflation, your cost of living will double in 24 years. With inflation factored in, we need to plan for
a 25-35 year “rising income” -- as your cost of living during retirement will probably double. One cannot afford to wait and deal with this looming economic “time-bomb” later.
With that in mind, retirees need secure places to put their money that provide decent returns that safely beat inflation over the next 2-3 decades, provide great liquidity at any time, offer flexibility and much more.
This book shows examples of how his clients are using these financial strategies and solutions for a more secure monthly income. The income planning strategies combined with what he believes are some of the best types of retirement investments to beat inflation and your likely longevity.
If you are closed-minded to new retirement income methods, this book is not for you. You will not read about old, failed methods.
These safe financial vehicles can be perfect CD, bond and annuity alternatives for a safe place for retirement savings and IRAs. They come with much flexibility and other valuable benefits for you and your family. And this book is NOT about index annuities which so many annuity salespeople are pushing onto seniors.
The educational and easy-to-understand information in this book can provide security and new long-term rising income solutions for America’s retirees and seniors
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